- Companies
- Motor traders
- Liverpool
- Affordable Car Finance (NW) Ltd
Affordable Car Finance (NW) Ltd
- Company number
- 13508488
- Incorporated
- 13 Jul 20215 years trading
- Registered office
- 195-197 Picton Road, Liverpool, Merseyside, L15 4LG
- Nature of business
- Sale of used cars and light motor vehicles
Affordable Car Finance (NW) Ltd is a 5-year-old private limited company registered in Liverpool, company number 13508488, one of 337 motor trade companies in Liverpool. Its next accounts are due at Companies House on 30 April 2027, and the CT600 for the period to 31 July 2026 is due at HMRC on 31 July 2027.
Key dates
Worked out from the year end and filing history on the Companies House register.
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Finances
From each year's balance sheet filed at Companies House. Small companies do not have to publish turnover or profit, so these are balance sheet figures.
- Net assets up £998K (+140.5%) on the year before, to £1.7M.
- Net assets rose in 3 of 3 year-on-year comparisons on record.
- Current assets of £8.3M against £6.6M owed within a year: 1.3 times cover.
- No employees reported for the latest year (directors are often not counted as employees).
- Balance sheets on record for 4 years, 2022 to 2025.
Net assets by year
| Year end | Net assets | Cash | Current assets | Owed within a year | Employees |
|---|---|---|---|---|---|
| 31 Jul 2025 | £1.7M | £265K | £8.3M | £6.6M | 0 |
| 31 Jul 2024 | £710K | £767K | £1.3M | £618K | 0 |
| 31 Jul 2023 | £248K | £31K | £358K | £110K | 0 |
| 31 Jul 2022 | £57K | £428K | £371K | 0 |
Where Affordable Car Finance (NW) Ltd is registered
The registered office is in Liverpool (L15), in the Liverpool local authority area, North West. Show L15 4LG on a map.
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- Hart Construction LtdProperty developers
- Camber Developments NW LtdProperty developers
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- Hsa&Co Constructions LtdBuilders
- A & B Property Services NW LtdSpecialist contractors
- Pro Mastic Masters LtdBuilders
- Magic Mops Carpet & Cleaning Company LimitedCleaning companies
- MSC Electrical Services NW LtdMachinery repair and installation
What happens if Affordable Car Finance (NW) Ltd files late
Companies House charges an automatic penalty the day after the deadline, and it rises the longer the accounts are late. These are the dates for this company's accounts due on 30 April 2027.
| Companies House | Accounts delivered | Penalty |
|---|---|---|
| Up to 1 month late | 1 May 2027 to 31 May 2027 | £150 |
| 1 to 3 months late | 1 Jun 2027 to 31 Jul 2027 | £375 |
| 3 to 6 months late | 1 Aug 2027 to 31 Oct 2027 | £750 |
| More than 6 months late | From 1 Nov 2027 | £1,500 |
Penalties double if the accounts were also late the year before.
| HMRC (CT600) | From | Penalty |
|---|---|---|
| 1 day late | 1 Aug 2027 | £200 |
| 3 months late | 31 Oct 2027 | another £200 |
| 6 months late | 31 Jan 2028 | HMRC estimates the tax and adds 10% of the unpaid tax |
| 12 months late | 31 Jul 2028 | another 10% of any unpaid tax |
For returns filed on or after 1 April 2026. Late three times in a row and the £200 penalties become £1,000 each.
Company details
As held on the Companies House register.
- Company number
- 13508488
- Status
- Active
- Company type
- Private limited company
- Incorporated
- 13 July 2021 (5 years ago)
- Registered office
- 195-197 Picton Road, Liverpool, Merseyside, L15 4LG
- Nature of business
- Sale of used cars and light motor vehicles (SIC 45112)
- Year end
- 31 July (accounting reference date)
- Accounts type
- Total exemption (full)
- Last accounts made up to
- 31 July 2025
- Last confirmation statement
- 10 November 2025
Filing notes for motor trade companies
Motor trade companies hold vehicle stock, and how that stock is valued at the year end moves the profit directly. Some use the VAT margin scheme.
Similar companies in Liverpool
Other active motor trade companies registered in Liverpool.
- Ahanzo Holdings Ltd2025
- Ak Auto Cars Ltd2025
- All Fords Recycling Centre Limited2007
- Allerton Motor Sales Limited2021
- Allerton Tyres Ltd2006
- Alloy Wheels North West Ltd2021
- Altway Clearance Ltd2013
- Ama 24/7 Ltd2024
All motor trade companies in Liverpool · All trades in Liverpool · Motor traders across the UK
Frequently asked questions
When are Affordable Car Finance (NW) Ltd's accounts due?
Affordable Car Finance (NW) Ltd's next accounts are due at Companies House by 30 April 2027 (in 199 days), covering the period to 31 July 2026.
When is Affordable Car Finance (NW) Ltd's CT600 due?
The CT600 for the period to 31 July 2026 is due at HMRC by 31 July 2027, 12 months after the period end. The corporation tax itself is payable earlier, by 1 May 2027.
Is Affordable Car Finance (NW) Ltd still trading?
Affordable Car Finance (NW) Ltd is listed as active on the Companies House register as of 1 Oct 2026. Active means it has not been dissolved or entered insolvency; it does not show whether it is currently taking on work.
What does Affordable Car Finance (NW) Ltd do?
Affordable Car Finance (NW) Ltd is registered under Sale of used cars and light motor vehicles (SIC 45112).
How old is Affordable Car Finance (NW) Ltd?
Affordable Car Finance (NW) Ltd was incorporated on 13 July 2021, 5 years ago.
What is the penalty if Affordable Car Finance (NW) Ltd files its accounts late?
Companies House charges £150 if the accounts are up to 1 month late, £375 up to 3 months, £750 up to 6 months and £1,500 after that, doubled if the previous year's accounts were also late. HMRC charges £200 for a CT600 filed a day late and another £200 at 3 months.
Official records
View Affordable Car Finance (NW) Ltd on Companies House for filed documents, officers and the full history.
Based on the Companies House register (snapshot 1 Oct 2026). Deadlines are worked out from the register and assume a standard accounting period; a change of year end or a short period moves them. This page is general information, not tax or accountancy advice.