- Companies
- Motor traders
- Clevedon
- Lowratecarfinance Limited
Lowratecarfinance Limited
- Company number
- 13701190
- Incorporated
- 25 Oct 20214 years trading
- Registered office
- Long Barn 2 Folly Farm, Tickenham, Clevedon, BS21 6RY
- Nature of business
- Sale of used cars and light motor vehicles; Financial intermediation not elsewhere classified
Lowratecarfinance Limited is a 4-year-old private limited company registered in Clevedon, company number 13701190, one of 17 motor trade companies in Clevedon. Its next accounts are due at Companies House on 31 July 2027, and the CT600 for the period to 31 October 2026 is due at HMRC on 31 October 2027.
Key dates
Worked out from the year end and filing history on the Companies House register.
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Finances
From each year's balance sheet filed at Companies House. Small companies do not have to publish turnover or profit, so these are balance sheet figures.
- Net assets up £634K (+303.1%) on the year before, to £844K.
- Net assets rose in 2 of 3 year-on-year comparisons on record.
- Current assets of £2.3M against £1.6M owed within a year: 1.5 times cover.
- 16 employees on average, up from 5 the year before.
- Balance sheets on record for 4 years, 2022 to 2025.
Net assets by year
| Year end | Net assets | Cash | Current assets | Owed within a year | Employees |
|---|---|---|---|---|---|
| 31 Oct 2025 | £844K | £633K | £2.3M | £1.6M | 16 |
| 31 Oct 2024 | £209K | £265K | £822K | £620K | 5 |
| 31 Oct 2023 | £7,538 | £7,951 | £186K | £179K | 4 |
| 31 Oct 2022 | £13K | £20K | £7,186 | 2 |
Where Lowratecarfinance Limited is registered
The registered office is in Clevedon (BS21), in the North Somerset local authority area, South West. Show BS21 6RY on a map.
Other trade companies in BS21
- Kenn Motor Services LtdMechanics and garages
- 365 Holdings Group LtdProperty developers
- Knotistry LtdFloor and wall tilers
- MW Aero LtdMachinery repair and installation
- Bonds Direct LtdMotor traders
- KCR Landscaping and Property Maintenance SW LtdLandscapers and gardeners
- Elysium Tenancy LimitedProperty developers
- Franks Gardening Services LtdLandscapers and gardeners
Also registered at this address
1 other company uses the same registered office as Lowratecarfinance Limited.
- 365 Motor Group LimitedMotor traders
What happens if Lowratecarfinance Limited files late
Companies House charges an automatic penalty the day after the deadline, and it rises the longer the accounts are late. These are the dates for this company's accounts due on 31 July 2027.
| Companies House | Accounts delivered | Penalty |
|---|---|---|
| Up to 1 month late | 1 Aug 2027 to 31 Aug 2027 | £150 |
| 1 to 3 months late | 1 Sep 2027 to 31 Oct 2027 | £375 |
| 3 to 6 months late | 1 Nov 2027 to 31 Jan 2028 | £750 |
| More than 6 months late | From 1 Feb 2028 | £1,500 |
Penalties double if the accounts were also late the year before.
| HMRC (CT600) | From | Penalty |
|---|---|---|
| 1 day late | 1 Nov 2027 | £200 |
| 3 months late | 31 Jan 2028 | another £200 |
| 6 months late | 30 Apr 2028 | HMRC estimates the tax and adds 10% of the unpaid tax |
| 12 months late | 31 Oct 2028 | another 10% of any unpaid tax |
For returns filed on or after 1 April 2026. Late three times in a row and the £200 penalties become £1,000 each.
Company details
As held on the Companies House register.
- Company number
- 13701190
- Status
- Active
- Company type
- Private limited company
- Incorporated
- 25 October 2021 (4 years ago)
- Registered office
- Long Barn 2 Folly Farm, Tickenham, Clevedon, BS21 6RY
- Nature of business
- Sale of used cars and light motor vehicles (SIC 45112)
Financial intermediation not elsewhere classified (SIC 64999) - Year end
- 31 October (accounting reference date)
- Accounts type
- Unaudited abridged
- Last accounts made up to
- 31 October 2025
- Last confirmation statement
- 14 November 2025
Filing notes for motor trade companies
Motor trade companies hold vehicle stock, and how that stock is valued at the year end moves the profit directly. Some use the VAT margin scheme.
Similar companies in Clevedon
Other active motor trade companies registered in Clevedon.
- Moores Motorcars Limited2013
- Oaklands Automotive Limited2008
- Ricci (Southwest) Ltd2012
- Simply Surf Bus Limited2018
- TCSW Ltd2025
- TJSH Limited2015
- 365 Motor Group Limited2026
- Advantage Rentals Limited2002
All motor trade companies in Clevedon · All trades in Clevedon · Motor traders across the UK
Frequently asked questions
When are Lowratecarfinance Limited's accounts due?
Lowratecarfinance Limited's next accounts are due at Companies House by 31 July 2027 (in 292 days), covering the period to 31 October 2026.
When is Lowratecarfinance Limited's CT600 due?
The CT600 for the period to 31 October 2026 is due at HMRC by 31 October 2027, 12 months after the period end. The corporation tax itself is payable earlier, by 1 August 2027.
Is Lowratecarfinance Limited still trading?
Lowratecarfinance Limited is listed as active on the Companies House register as of 1 Oct 2026. Active means it has not been dissolved or entered insolvency; it does not show whether it is currently taking on work.
What does Lowratecarfinance Limited do?
Lowratecarfinance Limited is registered under Sale of used cars and light motor vehicles (SIC 45112); Financial intermediation not elsewhere classified (SIC 64999).
How old is Lowratecarfinance Limited?
Lowratecarfinance Limited was incorporated on 25 October 2021, 4 years ago.
What is the penalty if Lowratecarfinance Limited files its accounts late?
Companies House charges £150 if the accounts are up to 1 month late, £375 up to 3 months, £750 up to 6 months and £1,500 after that, doubled if the previous year's accounts were also late. HMRC charges £200 for a CT600 filed a day late and another £200 at 3 months.
Official records
View Lowratecarfinance Limited on Companies House for filed documents, officers and the full history.
Based on the Companies House register (snapshot 1 Oct 2026). Deadlines are worked out from the register and assume a standard accounting period; a change of year end or a short period moves them. This page is general information, not tax or accountancy advice.