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  4. Sterling Financial Solutions Ltd

Sterling Financial Solutions Ltd

ActiveMicro-entity accountsBuildersEnfield
Company number
10431550
Incorporated
17 Oct 20169 years trading
Registered office
296 Willow Road, Enfield, EN1 3AP
Nature of business
Construction of domestic buildings; Activities auxiliary to financial intermediation n.e.c.
Accounts due in
291 days
31 Jul 2027
Net assets
-£783▼
-155.4% on the year before
Employees
1
Average during the year
From the Companies House register, 1 Oct 2026

Sterling Financial Solutions Ltd is a 9-year-old private limited company registered in Enfield, company number 10431550, one of 343 building contractors in Enfield. Its next accounts are due at Companies House on 31 July 2027, and the CT600 for the period to 31 October 2026 is due at HMRC on 31 October 2027.

Key dates

Worked out from the year end and filing history on the Companies House register.

Accounts due
31 Jul 2027
in 291 days
For the period to 31 Oct 2026
CT600 due
31 Oct 2027
in 383 days
Period 1 Nov 2025 to 31 Oct 2026
Corporation tax payment
1 Aug 2027
in 292 days
9 months and 1 day after the period end
Confirmation statement
13 Nov 2026
in 31 days
Last made up to 30 Oct 2025

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Finances

From each year's balance sheet filed at Companies House. Small companies do not have to publish turnover or profit, so these are balance sheet figures.

  • Net assets down £2,196 (-155.4%) on the year before, to -£783.
  • Net assets rose in 2 of 8 year-on-year comparisons on record.
  • Current assets of £9,670 against £110K owed within a year: 0.1 times cover.
  • 1 employee on average during the year.
  • Balance sheets on record for 9 years, 2017 to 2025.

Net assets by year

Net assets at each year end, 2017 to 2025£0£2,000£4,00031 October 2017: net assets £4,452£4,452201731 October 2018: net assets £1,793£1,793201831 October 2019: net assets £1,867£1,867201931 October 2020: net assets £1,885£1,885202031 October 2021: net assets £1,653£1,653202131 October 2022: net assets £1,413£1,413202231 October 2023: net assets £1,413£1,413202331 October 2024: net assets £1,413£1,413202431 October 2025: net assets -£783-£7832025
Net assets at each year end, 2017 to 2025£0£2,000£4,00031 October 2017: net assets £4,452£4,452'1731 October 2018: net assets £1,793£1,793'1831 October 2019: net assets £1,867£1,867'1931 October 2020: net assets £1,885£1,885'2031 October 2021: net assets £1,653£1,653'2131 October 2022: net assets £1,413£1,413'2231 October 2023: net assets £1,413£1,413'2331 October 2024: net assets £1,413£1,413'2431 October 2025: net assets -£783-£783'25
Year endNet assetsCashCurrent assetsOwed within a yearEmployees
31 Oct 2025-£783£9,670£110K1
31 Oct 2024£1,413£1,4131
31 Oct 2023£1,413£1,4131
31 Oct 2022£1,413£2,013£3600
31 Oct 2021£1,653£3,894£1,8810
31 Oct 2020£1,885£11K£8,5002
31 Oct 2019£1,867£7,528£5,6612
31 Oct 2018£1,793£2,193£0
31 Oct 2017£4,452£14K£9,2642

Who runs and owns Sterling Financial Solutions Ltd

From the Companies House register. Individuals are shown by initials only; the full register is on Companies House.

Officers (2)

NameRoleAppointed
S*** P***DirectorOct 2016
T*** P***DirectorOct 2024
1 former officer
NameRoleAppointedLeft
P*** P***SecretaryNov 2016Oct 2024

Person with significant control

Individual · since Oct 2019
S*** P***
Can appoint and remove directors

Where Sterling Financial Solutions Ltd is registered

Sterling Financial Solutions Ltd's registered office on a map of the UK

The registered office is in Enfield (EN1), in the Enfield local authority area, London. Show EN1 3AP on a map.

Other trade companies in EN1

What happens if Sterling Financial Solutions Ltd files late

Companies House charges an automatic penalty the day after the deadline, and it rises the longer the accounts are late. These are the dates for this company's accounts due on 31 July 2027.

Companies HouseAccounts deliveredPenalty
Up to 1 month late1 Aug 2027 to 31 Aug 2027£150
1 to 3 months late1 Sep 2027 to 31 Oct 2027£375
3 to 6 months late1 Nov 2027 to 31 Jan 2028£750
More than 6 months lateFrom 1 Feb 2028£1,500

Penalties double if the accounts were also late the year before.

HMRC (CT600)FromPenalty
1 day late1 Nov 2027£200
3 months late31 Jan 2028another £200
6 months late30 Apr 2028HMRC estimates the tax and adds 10% of the unpaid tax
12 months late31 Oct 2028another 10% of any unpaid tax

For returns filed on or after 1 April 2026. Late three times in a row and the £200 penalties become £1,000 each.

Company details

As held on the Companies House register.

Company number
10431550
Status
Active
Company type
Private limited company
Incorporated
17 October 2016 (9 years ago)
Registered office
296 Willow Road, Enfield, EN1 3AP
Nature of business
Construction of domestic buildings (SIC 41202)
Activities auxiliary to financial intermediation n.e.c. (SIC 66190)
Year end
31 October (accounting reference date)
Accounts type
Micro-entity
Last accounts made up to
31 October 2025
Last confirmation statement
30 October 2025

Filing notes for building contractors

Building companies often run the Construction Industry Scheme as a contractor, a subcontractor or both. CIS deductions suffered during the year are set against the PAYE bill, and any unrecovered balance at the year end matters when the accounts are drawn up.

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Other active building contractors registered in Enfield.

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Frequently asked questions

When are Sterling Financial Solutions Ltd's accounts due?

Sterling Financial Solutions Ltd's next accounts are due at Companies House by 31 July 2027 (in 291 days), covering the period to 31 October 2026.

When is Sterling Financial Solutions Ltd's CT600 due?

The CT600 for the period to 31 October 2026 is due at HMRC by 31 October 2027, 12 months after the period end. The corporation tax itself is payable earlier, by 1 August 2027.

Is Sterling Financial Solutions Ltd still trading?

Sterling Financial Solutions Ltd is listed as active on the Companies House register as of 1 Oct 2026. Active means it has not been dissolved or entered insolvency; it does not show whether it is currently taking on work.

What does Sterling Financial Solutions Ltd do?

Sterling Financial Solutions Ltd is registered under Construction of domestic buildings (SIC 41202); Activities auxiliary to financial intermediation n.e.c. (SIC 66190).

How old is Sterling Financial Solutions Ltd?

Sterling Financial Solutions Ltd was incorporated on 17 October 2016, 9 years ago.

Who runs Sterling Financial Solutions Ltd?

Sterling Financial Solutions Ltd has 2 active directors, the longest-serving appointed in Oct 2016. Their names and service addresses are on the Companies House register.

Who owns Sterling Financial Solutions Ltd?

One person or company has significant control of Sterling Financial Solutions Ltd: an individual (can appoint and remove directors).

What is the penalty if Sterling Financial Solutions Ltd files its accounts late?

Companies House charges £150 if the accounts are up to 1 month late, £375 up to 3 months, £750 up to 6 months and £1,500 after that, doubled if the previous year's accounts were also late. HMRC charges £200 for a CT600 filed a day late and another £200 at 3 months.

Official records

View Sterling Financial Solutions Ltd on Companies House for filed documents, officers and the full history.

Report an error on this page

Based on the Companies House register (snapshot 1 Oct 2026). Deadlines are worked out from the register and assume a standard accounting period; a change of year end or a short period moves them. This page is general information, not tax or accountancy advice.

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