- Companies
- Motor traders
- Dudley
- Stuart Spencer Limited
Stuart Spencer Limited
- Company number
- 00629444
- Incorporated
- 2 Jun 195967 years trading
- Registered office
- 23 Bilston Street, Dudley, West Midlands, DY3 1JA
- Nature of business
- Sale of used cars and light motor vehicles
Stuart Spencer Limited is a 67-year-old private limited company registered in Dudley, company number 00629444, one of 85 motor trade companies in Dudley. Its next accounts are due at Companies House on 28 February 2027, and the CT600 for the period to 31 May 2026 is due at HMRC on 31 May 2027.
Key dates
Worked out from the year end and filing history on the Companies House register.
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Finances
From each year's balance sheet filed at Companies House. Small companies do not have to publish turnover or profit, so these are balance sheet figures.
- Net assets up £7,272 (+2.4%) on the year before, to £308K.
- Net assets rose in 9 of 9 year-on-year comparisons on record.
- Current assets of £129K against £62K owed within a year: 2.1 times cover.
- 2 employees on average during the year.
- Balance sheets on record for 10 years, 2016 to 2025.
Net assets by year
| Year end | Net assets | Cash | Current assets | Owed within a year | Employees |
|---|---|---|---|---|---|
| 31 May 2025 | £308K | £25K | £129K | £62K | 2 |
| 31 May 2024 | £301K | £5,600 | £232K | £169K | 2 |
| 31 May 2023 | £260K | £67K | £236K | £210K | 2 |
| 31 May 2022 | £165K | £37K | £216K | £273K | 2 |
| 31 May 2021 | £85K | £24K | £151K | £266K | 2 |
| 31 May 2020 | £26K | £352 | £77K | £293K | 2 |
| 31 May 2019 | -£2,691 | £114K | £276K | 2 | |
| 31 May 2018 | -£29K | £86K | £272K | 2 | |
| 31 May 2017 | -£41K | £65K | £262K | 2 | |
| 31 May 2016 | -£48K | £75K | £281K |
Who runs and owns Stuart Spencer Limited
From the Companies House register. Individuals are shown by initials only; the full register is on Companies House.
Officers (4)
| Name | Role | Appointed |
|---|---|---|
| P*** R*** | Director | before Jun 1991 |
| S*** R*** | Director | before Jun 1991 |
| S*** R*** | Director | Aug 2026 |
| T*** R*** | Director | Aug 2026 |
1 former officer
| Name | Role | Appointed | Left |
|---|---|---|---|
| E*** G*** | Secretary | Aug 2026 |
People with significant control (2)
Charges (secured borrowing)
All 16 registered charges have been satisfied. A charge is security a lender takes over a company's assets, typically for a loan, mortgage or asset finance.
| Lender | Status | Registered |
|---|---|---|
| Lloyds TSB Bank PLC | Satisfied Jul 2025 | Jun 2013 |
| Lloyds TSB Bank PLC | Satisfied Jun 2009 | Mar 2003 |
| Lloyds Bank PLC | Satisfied Jun 2009 | May 1999 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Jun 1998 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Jun 1987 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Jul 1986 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Aug 1985 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Feb 1985 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Feb 1985 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Feb 1985 |
| Lloyds Bank PLC | Satisfied | Oct 1971 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Oct 1971 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Oct 1971 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Oct 1971 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Oct 1971 |
| Lloyds Bank PLC | Satisfied Jun 2009 | Oct 1971 |
Where Stuart Spencer Limited is registered
The registered office is in Dudley (DY3), in the Dudley local authority area, West Midlands. Show DY3 1JA on a map.
Other trade companies in DY3
- TJ Maintenance LtdProperty developers
- Bakers Automotives LtdMechanics and garages
- Jsbros Electrical LimitedElectricians
- Indus Automotive Group LimitedMotor traders
- Waite Fitted Bedrooms LtdJoiners and carpenters
- SM James Motors LtdMotor traders
- L D Bryant Contracting LtdProperty developers
- PB Midlands Properties LtdBuilders
Shared registered office
127 companies on our pages use this registered office address. An address shared this widely is usually an accountant's office or a company formation agent's service address, not where the business trades from.
What happens if Stuart Spencer Limited files late
Companies House charges an automatic penalty the day after the deadline, and it rises the longer the accounts are late. These are the dates for this company's accounts due on 28 February 2027.
| Companies House | Accounts delivered | Penalty |
|---|---|---|
| Up to 1 month late | 1 Mar 2027 to 31 Mar 2027 | £150 |
| 1 to 3 months late | 1 Apr 2027 to 31 May 2027 | £375 |
| 3 to 6 months late | 1 Jun 2027 to 31 Aug 2027 | £750 |
| More than 6 months late | From 1 Sep 2027 | £1,500 |
Penalties double if the accounts were also late the year before.
| HMRC (CT600) | From | Penalty |
|---|---|---|
| 1 day late | 1 Jun 2027 | £200 |
| 3 months late | 31 Aug 2027 | another £200 |
| 6 months late | 30 Nov 2027 | HMRC estimates the tax and adds 10% of the unpaid tax |
| 12 months late | 31 May 2028 | another 10% of any unpaid tax |
For returns filed on or after 1 April 2026. Late three times in a row and the £200 penalties become £1,000 each.
Company details
As held on the Companies House register.
- Company number
- 00629444
- Status
- Active
- Company type
- Private limited company
- Incorporated
- 2 June 1959 (67 years ago)
- Registered office
- 23 Bilston Street, Dudley, West Midlands, DY3 1JA
- Nature of business
- Sale of used cars and light motor vehicles (SIC 45112)
- Year end
- 31 May (accounting reference date)
- Accounts type
- Total exemption (full)
- Last accounts made up to
- 31 May 2025
- Last confirmation statement
- 19 February 2026
- Charges (mortgages)
- 0 outstanding of 16 registered
- Previous names
- Stuart Spencer Investments Limited (until 7 Aug 2007)
Filing notes for motor trade companies
Motor trade companies hold vehicle stock, and how that stock is valued at the year end moves the profit directly. Some use the VAT margin scheme.
Similar companies in Dudley
Other active motor trade companies registered in Dudley.
- Tharangawanasinghe Ltd2020
- Top Deal Motors Ltd2025
- V&S Elite Auto Care Ltd2025
- Vivid Cars Ltd2025
- West Mids Commercials Ltd2025
- Wholesale Kingdom Ltd2020
- Wilson Organisation Limited2018
- Ze Rent A Car Limited2024
All motor trade companies in Dudley · All trades in Dudley · Motor traders across the UK
Frequently asked questions
When are Stuart Spencer Limited's accounts due?
Stuart Spencer Limited's next accounts are due at Companies House by 28 February 2027 (in 139 days), covering the period to 31 May 2026.
When is Stuart Spencer Limited's CT600 due?
The CT600 for the period to 31 May 2026 is due at HMRC by 31 May 2027, 12 months after the period end. The corporation tax itself is payable earlier, by 1 March 2027.
Is Stuart Spencer Limited still trading?
Stuart Spencer Limited is listed as active on the Companies House register as of 1 Oct 2026. Active means it has not been dissolved or entered insolvency; it does not show whether it is currently taking on work.
What does Stuart Spencer Limited do?
Stuart Spencer Limited is registered under Sale of used cars and light motor vehicles (SIC 45112).
How old is Stuart Spencer Limited?
Stuart Spencer Limited was incorporated on 2 June 1959, 67 years ago.
Who runs Stuart Spencer Limited?
Stuart Spencer Limited has 4 active directors, the longest-serving appointed in Aug 2026. Their names and service addresses are on the Companies House register.
Who owns Stuart Spencer Limited?
2 people or companies have significant control of Stuart Spencer Limited: an individual (owns 25% to 50% of the shares); an individual (owns 25% to 50% of the shares).
What is the penalty if Stuart Spencer Limited files its accounts late?
Companies House charges £150 if the accounts are up to 1 month late, £375 up to 3 months, £750 up to 6 months and £1,500 after that, doubled if the previous year's accounts were also late. HMRC charges £200 for a CT600 filed a day late and another £200 at 3 months.
Official records
View Stuart Spencer Limited on Companies House for filed documents, officers and the full history.
Based on the Companies House register (snapshot 1 Oct 2026). Deadlines are worked out from the register and assume a standard accounting period; a change of year end or a short period moves them. This page is general information, not tax or accountancy advice.